Loans & Investments


We provide a free loan search, that helps you identify the best loans and interest rates available in your chosen category.

Borrow Cash


From financial calculators to educational articles, we’re here to help you better understand what finance is all about.

Learn Finance


We calculate the expected returns and provide the interest rates of investments, so you can make a more informed decision.

Earn Money

Credit Risk

We build proprietary credit risk models utilising big data analytics for financial institutions

Credit Risk Models

Credit Risk Models

Our risk models facilitate affordable lending to under-served qualified borrowers. Our model leverages the Black-Scholes model to generate accurate estimations of the borrowers probability of default. We are mapping the credit default distribution in Nigeria and researching the relationships between the variables that drive credit default in Nigeria.







Money Talks by StartCredits

A regular podcast series discussing all things loans and money in Nigeria

Banks Featured