Our Mission
Our mission is to increase financial inclusion in Africa through innovative technologies.
Our product is an algorithmic credit-scoring engine that emulates the human intelligence of experienced underwriters for short-term uncollateralised personal loans.
We are mapping the credit default distribution in Nigeria and researching the relationships between the variables that drive credit default in Nigeria.
Nigeria’s leading credit risk data analytics company. StartCredits is disrupting traditional borrowing utilizing innovative new technologies.
Our mission is to increase financial inclusion in Africa through innovative technologies.
A financial system that includes significant numbers of citizens and fosters sustainable growth.
We maintain a strict separation between the editorial process and the work of our business development team. This means our writers and editors complete reviews independently of our sales staff. Our adherence to these values means our audience can count on us for intelligent, thought-out analysis on loan providers and our sponsors will get an audience that is expecting the best.
We gather data on rates, term, stock prices, volatility, trading fees and other attributes. That data is then substantiated, and the scores are weighted to create an overall score, using a proprietary weighted model.