CredPal is a regulated financial technology company transforming the lending and retail industry in Nigeria with its consumer financing services.
CredPal is enabling customers to access finance everywhere they need it especially at the point of purchase. Through its secure and innovative technology, millions of middle and lower class consumers can make purchases across online & offline merchants and pay back in fixed monthly installments.
They provide loans of up to 5 million Naira. Interest rates are determined by a number of factors, including your repayment history and the cost of lending. Loan decisions are provided within 15 seconds and if approved, the applicant receives funds within 5 minutes. 24 hours a day, 7 days a week. Loans are delivered via an Android mobile app, with lending decisions provided almost instantly.
Loans from moneylenders are designed to be short term loans that are designed to tide you over to the next payday. It is best for anyone looking for an unsecured personal consumer loan, students and individual’s ineligible for typical bank loans due to thin credit files.
- Loans – CredPal instant loan is designed to provide monthly overdraft to staff of companies, ministries, Parastatals and other establishments with instant personal loans up to 5 million for large expenses. Credit Card can be owned and used concurrently as the cash loan. It has a fast loan approval process within minutes with a convenient repayment plan.
- Credit Card – For easy access to cash to make online and offline purchases, anytime and on the go. No charges
or interests on unused credit!
- Valid bank details
- Payment card details
- Android Phone
- Complete application