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Palmpay

Palmpay

Interest Rate (22% – 31%)

 

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Category: Moneylender Tags: Business, Education
  • Description

Description

Palmpay


Palmpay is an automated lending service focused on increasing access to credit to financially under-served/excluded individuals around Africa.

Loan decisions are provided within 15 seconds and if approved, the applicant receives funds within 5 minutes. 24 hours a day, 7 days a week. The loans are delivered via an Android mobile app, with lending decisions provided almost instantly. The usual amount for new borrowers is N10k

Loans from moneylenders are designed to be short term loans that are designed to tide you over to the next payday. It is best for anyone looking for an unsecured personal consumer loan, students and individual’s ineligible for typical bank loans due to thin credit files.

Pros

  • Fast loan approval process within minutes
  • No collateral
  • No guarantor

Cons

  • Low maximum loan

 

ELIGIBILITY CRITERIA

  • Valid bank details
  • BVN number
  • Android Phone
  • Complete application

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2023