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Interest rate barriers to credit access in Nigeria

The National Bureau of Statistics show the average interest rate charged by the commercial banks on a loan at 17.09% in Q3 2016 up from 16.82% in Q1 2016. The... read more →
  • January 14, 2017
  • StartCredits
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Access to credit and the collateral registry

Nigeria’s 37mn SMEs contribute to economic growth and job creation, but face difficulties accessing credit due to collateral requirements by the banks. SMEs are typically unable to utilize most of... read more →
  • January 4, 2017
  • StartCredits
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Private sector credit growth amidst the Nigerian recession

The total private sector credit issued by Nigeria’s commercial banks increased, from 11.4trn in Q1 2016 to 13.8trn in Q3 2016 according to the National Bureau of Statistics. The provision... read more →
  • December 27, 2016
  • StartCredits
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