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How to check your NIN for a loan application

The goal of the National Identification Number (NIN) is to uniquely verify the identity of each citizen or foreign resident for security and development purposes. It also helps lenders to... read more →
  • January 29, 2021
  • StartCredits
  • Loans

How to get on top of your finances in 2019

The festive season is over and many of us will have made New Year’s resolutions. But are we sticking to them or are they already a distant memory?  It’s funny... read more →
  • January 7, 2019
  • StartCredits
  • Loans

Traditional lenders in Nigeria

Traditional lenders in Nigeria have recently embraced online lending with a number of leading banks having set up online only entitles such as Alat by Wema bank and Specta by... read more →
  • December 25, 2018
  • StartCredits
  • Bank Loans in Nigeria, Loans, Microfinance Loans in Nigeria

Regulation of online lenders in Nigeria

The rise of online lenders raises challenges, opportunities and questions including, which regulator has jurisdiction and how the traditional lenders will respond. The case of the fraudulent MMM scheme that... read more →
  • December 20, 2018
  • StartCredits
  • Loans

Mobile money in Nigeria

Mobile money refers to the use of mobile phones for financial transactions. Progress in mobile communications technology and encryption systems has changed the economics of financial service provision, particularly in... read more →
  • December 20, 2018
  • StartCredits
  • Loans
peer to peer lending

Taxonomy of Peer to Peer lending in Nigeria

Peer to peer lending in Nigeria is usually based on loan terms between three months and two years. A few factors affect the term of your loan, but most often,... read more →
  • December 20, 2018
  • StartCredits
  • Loans, Peer to Peer Loans in Nigeria

How to check your BVN for a loan application

The goal of the Bank Verification Number (BVN) is to uniquely verify the identity of each Bank’s customer for ‘know your customer’(KYC) purposes. It also helps lenders to know the... read more →
  • December 13, 2018
  • StartCredits
  • Loans
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