Shareholders' funds refers to the amount of equity in a bank, which belongs to the shareholders. The amount of shareholders' funds yields an approximation of theoretically how much the shareholders... read more →
Syndicated loans are used when a borrower wants to borrow more than its bank is prepared to lend. The bank will pull together a syndicate (pool) of other banks to... read more →
Factoring is primarily used by smaller businesses to cover short term expenditures and liabilities. This typically includes firms with unpaid invoices and late debtors. Factoring in Nigeria is provided by... read more →
Gross earnings are income before taxes or adjustments, it is calculated as revenues minus expenses. Bank's gross earnings is one measure among many of how well it uses its resources... read more →
A bank loan is a form of credit which is extended for a specified period of time, usually on fixed-interest terms related to the base rate of interest, with the... read more →
A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. There... read more →
Profit Before Taxation combines all of the company's profits before tax, including operating, non-operating, continuing operations and non-continuing operations. In this educational article, we list the 2018 top banks in... read more →
