Interest Rate  (6% – 6%)

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TrustBond Mortgage Bank is a Central Bank of Nigeria licensed institution offering loans for housing purposes in Nigeria.


Mortgage Requirements

  • Letter of introduction from employer
  • Application letter
  • Six months account statement
  • Valuation and property search reports
  • Satisfactory credit search report
  • Copy of title document of the property to be purchased
  • Valid means of identification-notarized drivers license, national ID card ,international passport
  • Means of address verification i.e utility bill
  • Resident permit where applicable
  • Two photograph passport


Requirements for accessing an NHF Loan

  • Open a savings account with a registered Primary Mortgage Institution (PMI)
  • Contribution to the fund for at least six months prior
  • Have satisfactory evidence of regular flow of income to guarantee the loan
  • Submit photocopies of valid title documents (e.g. C of O)
  • Approved survey/site plans
  • Approved building plans
  • Priced bill of Quantities where applicable
  • Valuation report prepared by a firm of registered surveyors and valuers where applicable
  • Letter of consent to mortgage to your chosen PMI
  • Apply on a prescribed mortgage loan application form
  • Offer Letter/Acceptance and Allocation letter (In case of government projects)
  • In case of registered self employed applicant, a copy of Articles and Memorandum of Association and a copy of Certificate of Incorporation as evidence of employment status must be submitted

A contributor is eligible to enjoy a maximum of N15million repayable over a maximum of 30 years at an affordable interest rate of 6% of the maximum loan amount, 20% equity is required from the contributor

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