USSD stands for Unstructured Supplementary Service Data. It allows bank customers have access to basic financial services by simply dialing the code of your bank. The USSD Codes of Nigerian Banks are provided in the list below.
You must have a bank account linked to your mobile telephone number to perform a USSD transaction. You don’t need to go to a bank to register for the USSD code. Registration is done with your mobile phone as long as you have your Biometric Verification Number (BVN). The borrower can only use the registered particular SIM card/telephone number
USSD Codes of Nigerian Banks
| Commercial Banks | USSD Code |
| Guarantee Trust Bank | *737# |
| Fidelity Bank | *770# |
| First Bank | *894# |
| Wema Bank | *945# |
| Skye Bank | *833# |
| Sterling Bank | *822# |
| Diamond Bank | *710# |
| Eco Bank | *326# |
| Zenith Bank | *966# |
| FCMB | *389# |
| Unity Bank | *7799# |
| UBA Bank | *919# |
| Union Bank | *826# |
| Heritage Bank | *322# |
| Keystone Bank | *533# |
| Access Bank | *901# |
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