Interest Rate (14% – 28%)




Branch is an online moneylender that provides single payment loans, installment loans and payroll loans for borrowers. The amount borrowed is then deducted from your account.

Their minimum loan amount is N1,500 and the upper limit for a new customer is N150,000. Interest rates are determined by a number of factors, including your repayment history and the Branch cost of lending.

Loans from moneylenders are designed to be short term loans that are designed to tide you over to the next payday. It is best for anyone looking for an unsecured personal consumer loan, students and individual’s ineligible for typical bank loans due to thin credit files.

They currently only support the following banks. Access Bank, Union Bank, United Bank for Africa, Stanbic IBTC Bank, First Bank of Nigeria, Zenith Bank, Diamond Bank, GT Bank, Skye Bank and FCMB.


  • Business
  • Education
  • Rent


  • High maximum loan
  • Choice of repayment scheme


  • Download of branch app required
  • bank account with specific banks required



  • Phone number or
  • Facebook account,
  • bank verification number (BVN) and
  • bank account number.