Interest Rate  (7% – 26%)





  • Salary Advance – GTB Bank Salary Advance is designed to provide monthly overdraft to staff of companies, ministries, Parastatals and other government establishments whose salary accounts are domiciled with the Bank. Their Salary Advance is a temporary revolving overdraft with a maximum tenor of 180 days. The customer must have received their salary through their GTB bank account in the last 3 months. Application is done by completing and submitting the Salary Advance application form or through internet banking.
  • Mortgages –  GT Mortgage offers credit facilities to customers whose salaries or business proceeds are domiciled with the bank to enable them to own homes in selected cities within the country. The maximum loan amount for low density residential locations in Abuja and Lagos is 150 million, whilst for medium density residential locations in Abuja, Lagos and other state capitals it is 50 million. Repayment can be made in equal monthly repayment comprising principal and interest or annual, semi-annual or quarterly principal repayment while interest will be serviced monthly. The monthly repayment shall not exceed 35% of net monthly salary.


  • Revolving overdraft
  • Flexible repayment options
  • Maximum tenor of six months
  • Flexible conditions


  • Salaried employment required
  • GT Bank account required


Salary Advance

  • Completed Application Form
  • GT Bank account required
  • Salaried employment required


  • Completed Application Form
  • Title Document of Property
  • Offer Letter to Sell property from vendor
  • Valuation report from any of the Banks approved estate valuer
  • Search report from GTBank Legal Group


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