Description

Heritage

Heritage bank is a multinational commercial bank.

Salary Advance – The Heritage bank salary advance gives you access to 50% of your net monthly salary for a maximum period of 3 months. It provides employees with quick funds. No documentation or collateral required
Mortgages – Their mortgage product is designed to provide financial support for the acquisition ready properties and properties under construction. It is available to salary earners and business entrepreneurs with properties in Lagos, Abuja, and Port Harcourt. There is a Minimum of 30% equity contribution for up to 10 years tenor.
Vehicle – This loan product allows customers to acquire new vehicles in a financially convenient manner. It is open to salaried income persons, SMEs and Corporates with an equity contribution as low as 20% of invoice value. The tenor is up to 48 months.
Education – Their school fees loan is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards, as well for financing of undergraduate study, postgraduate study and professional examinations.

Salary Advance

Applicant’s salary must be domiciled with Heritage Bank.
Applicants in paid employment must have been working for the current employer for at least six months and must be a confirmed staff
Completed Application Form
Completed Employee Status Inquiry/Employer’s Confirmation Form
Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)
Copy of Employment ID and valid means of identification
BVN
Credit checks
Letter of Lien/Set off
Bank account with the lender

Vehicle

Applicants should not be more than 60 years at the point of full liquidation, Maximum application age for Professors 65 years, Judges 70 years.
Completed Vehicle Lease Application Form
Pro forma invoice from any of the Bank’s approved vendors
Credit Checks
Blank transfer of ownership Form

Mortgage